Presented byDee Roider |
Perfectly positioned to take in natural light and woodland views, this 4BR/3. 5BA classic center hall colonial with rocking chair front porch promises peaceful seclusion within a spectacular neighborhood setting. Jump on this opportunity to own in the very popular and conveniently-located Michelle Estates subdivision which offers the rare combination of community water and sewer within the award-winning Katonah-Lewisboro School District! The heart of this home is the incredible open living and entertaining space which seamlessly encompasses both the large eat-in-kitchen with deck access and the light-filled two-story family room with wood-burning fireplace, perfect for all intimate and extended gatherings. Architectural elements like high ceilings, hardwood floors both upstairs and downstairs, floor-to-ceiling windows, front and back staircases as well as closets galore are the basis for comfortable yet elegant living. Plus, the expansive fully-finished walk-out lower level offers flexible living space (currently "lives like" a 5-bedroom) for whatever your lifestyle requires and is complete with an artist's studio, full bathroom AND gorgeous stone patio with wood-burning stove/pizza oven. This home is just brimming with potential and ready for the next owner(s) to bring their vision! Minutes from I-684 and near both the Katonah and Golden's Bridge Metro-North train stations, Increase Miller Elementary School, John Jay Middle/HS campus and local shopping. Truly "opportunity knocks, " so start dreaming of making THIS HOUSE YOUR HOME today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.393.3458
Dee.Roider@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $2,314 | $2,314 | $2,314 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,996 | $6,486 | $8,711 |
Total Monthly Payment | $8,435 | $8,925 | $11,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.